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(EMAILWIRE.COM, November 28, 2007 ) Vienna, Virginia – Who needs long term care insurance? How much does it cost? Which carriers offer the best policies? What help is available from the state of Virginia? Uncle Sam? Who can qualify for group-rate discounts? Such questions will be answered in a series of seminars or speeches by one of the nation's top experts on long term care insurance. Vienna-based Penny Gilbert, Partner of LTC Financial Partners (LTCFP), will respond to speaking requests from local groups of all kinds. Starting this December, the presentations may be scheduled throughout 2008."Any organization may request a speech, seminar, or workshop," says Gilbert. "It can be a local club, religious organization, association, or other group -- even a few friends concerned about the issue." Local companies and human resource departments may also request presentations; in their case, the emphasis will be on workplace issues related to long term care needs that affect productivity."We have a special program on the aging workforce," says Gilbert. "Aging workers have been losing productivity, but it's not because they're losing ability." Quite the opposite, she emphasizes. "Often they're the most capable, indispensable people on the team. It's because they're distracted by the care needs of others who are also getting older: an incapacitated parent or spouse." Following one of Gilbert's presentations, companies may request an extensive employee-education program designed to keep productivity at a maximum. It's called the Long Term Care Outreach and Education Program, or LTCOEP™.Gilbert's organization is the nation's most experienced long term care insurance brokerage, representing multiple leading carriers; and Gilbert is a highly-regarded specialist in the field. Gilbert will begin each presentation with an overview of long term care insurance, and will then answer questions from the audience."We Americans are living longer than ever," says Gilbert. "That means chances are greater than ever that we or a loved one will need long term care someday. But the costs to individuals can be devastating if you don't plan ahead. And the cost to companies can be lost profits or worse." Long term care is the answer, she says; people should not assume than Medicaid will pay their care bills. "Recent legislation makes it harder to rely on public assistance, but new government incentives are making private insurance more attractive." Gilbert will describe the latest developments in each presentation; and she will identify key carriers approved by Virginia.Groups or companies wishing to schedule Gilbert for a speech or workshop may do so at -- http://www.ltcfp.us/PennyGilbert Penny Gilbert started her career as a physical therapist and has more than 20 years of experience in acute and long term care settings, including hospitals, nursing homes, and home health care organizations. These experiences have given her a keen awareness of the challenges facing families who have long term care needs. As part of the public education service, Gilbert will make herself available to area groups and companies for briefing sessions, after-dinner talks, and lectures. Program chairs may reach her at 703-281-0914.MEDIA CONTACT: Dick Samson of EraNova Institute for LTC Financial Partners - 973-335-3699 – media@eranova.com
dicksamson
Dick Samson
dicksamson@eranova.com 
Source: EmailWire.com
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