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(Medical-NewsWire.com, August 09, 2012 ) Jones, WA -- Individuals who are concerned about the impact that long-term sickness or injury will have on their finances, now have the chance to find out more about the insurance services available to them thanks to new website IndividualShortTermDisabilityInsurance.org.
By purchasing cover, individuals can reach peace of mind by accessing a range of benefits such as Fixed Wage Benefits, whereby a set percentage of salary is protected and guaranteed under the plan; Leave Protection, which kicks in as soon as leave commences; Help to Repay should there be existing financial commitments that need to be honoured; and Supplemental Policies, which provide additional benefits to complement an existing plan.
“Most people wish for good health. Moreover, they follow a strict diet with plenty of nutrients and vitamins. However, disability comes uninvited," said James, spokesperson for the website.
“In cases of mishap or prolonged illness, work schedules are greatly affected. However, it is possible to plan ahead and obtain protection from such an event, and that's where we come in. If you need more info we are always available to help.”
Group Disability Insurance is available to those who may have had to forfeit wages due to an unforeseen illness or accident. These plans can pay out up to 60% of earnings, and can be purchased as a ‘bolt-on’ to other packages. To find out more about the bolt-on packages available, click here.
In addition to plans for short-term disability, the website also offers details for mothers-to-be who may benefit from Maternity Leave Insurance, if this is not already provided by the state or their employer. If insurance is already available, this type of policy can help consumers get more benefits as it would provide cover for any additional expenses related to pregnancy and childbirth, such as loss of earnings and hospital bills.
Interested parties can also access specialized policies depending on the laws governing the state where they reside. For example, access to cover after suffering an accident or illness when not at work in New York state, can benefit from a specific package designed for residents of that area. On the other hand, Californians can access state insurance which is a fractional wage replacement package and the Individual Short Term Disability Insurance website can help guide residents through the complex process of making claim.
About IndividualShortTermDisabilityInsurance.org:
The website allows individuals to navigate the minefield that is the Insurance industry, by offering advice and guidance on the packages available to cover short and long-term illness, maternity leave, and specialist state-focused plans. For more information, please visit http://individualshorttermdisabilityinsurance.org/
Individualshorttermdisabilityinsurance.o
James
360-708-2509
jamesjones1@yahoo.com
Source: EmailWire.Com 
Source: EmailWire.com
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