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(Medical-NewsWire.com, August 23, 2016 ) This is due to the recovery of consumer confidence, with the consumer confidence index recording its first positive number since the financial crisis in August 2014, and has been positive for every month since, up to June 2015.
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1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Market Analysis
3.1 Market Size
3.1.1 Total Stock of Lending
3.1.2 Total Gross Lending
3.1.3 Total Net Lending
3.2 Lending by Institution
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3.2.1 Lending from MFIs
3.2.1.1 Stock of Lending from MFIs
3.2.1.2 Gross Lending from MFIs
3.2.1.3 Net Lending from MFIs
3.2.2 Lending from Other Sources
3.2.2.1 Stock of Lending from Other Sources
3.2.2.2 Regulatory Changes
3.2.2.3 Net Lending from other consumer credit lenders
3.3 Lending by Type of Credit
3.3.1 Credit Cards
3.3.1.1 Stock of Lending
3.3.1.2 Credit Card Gross Lending
3.3.1.3 Net Lending on Credit Cards
3.3.1.4 Credit Card Activity
3.3.1.5 UK Bank Write offs
3.3.1.6 Interest Rates on Credit Cards
3.3.2 Other Loans and Advances
3.3.2.1 Stock of Lending
3.3.2.2 Gross Lending
3.3.2.3 Net Lending on other forms of consumer credit
3.3.2.4 Other loans and advances
3.3.2.5 Overdrafts
4 Consumers
4.1 Consumer Confidence
4.2 Demand for and Availability of Credit
4.2.1 Demand
4.2.2 Availability
4.3 Economic Climate
4.3.1 Interest Rates
4.3.2 Energy Bills
4.3.3 Source of debt
4.4 Retail Sales
4.5 Lending to Underbanked, Unbanked and Sub-Prime Customers
4.5.1 Unbanked Customers
5 Market Outlook
6 Competitive Landscape
7 Regulation and Policy
7.1 Regulators
7.1.1 Financial Conduct Authority (FCA)
7.1.2 Prudential Regulation Authority (PRA)
7.1.3 Monetary Policy Committee (MPC)
7.1.4 Treasury Committee
7.1.5 Competitions and Markets Authority (CMA)
8 UK Bank Profiles
8.1 Santander UK Plc
8.2 Lloyds Banking Group
8.3 Barclays Plc
8.4 Royal Bank of Scotland Group Plc
8.5 HSBC Bank Plc
9 Personal Loans Offered
9.1 Santander UK Plc
9.2 Royal Bank of Scotland Group Plc
9.3 HSBC Bank Plc
9.4 Barclays Plc
9.5 Lloyds Banking Group
9.6 Nationwide Building Society
10 Statistics
10.1 Review Period
10.2 Forecast Period
11 News
12 Appendix
12.1 Methodology
12.2 Contact Timetric
12.3 About Timetric
12.4 Timetric's Services
12.5 Disclaimer
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